Under the Skope

If you're set to earn more money next year or if you received a year-end bonus, then a congratulations is in order! But instead of spending the extra money, why not use it to shore up your finances?

With inflation eating our money alive and the holidays in full swing, I want to share two strategies that will help you save more money on your purchases. The same strategies helped me save $180 dollars on recent purchases.

Lenders look at many different calculations when considering whether to give you a mortgage. One of them in particular is very important, and recent reports are showing that first-time homebuyers are struggling to meet lender guidelines.

Benjamin Franklin once said that "in this world, nothing can be certain, except death and taxes." However, our legendary founding father wasn't blessed with the type of financial sorcery that has spawned one of the most powerful savings accounts today, an account even more powerful than the 401(k) and the Roth IRA.

Just because you can buy something without going into debt doesn't necessarily mean it's affordable. In my definition of affordable, three criteria need to be met.

You spend money, right? You like making money, right? So why not do both at the same time?

Everyone seems to glorify passive income. Who wouldn't want to make money while they're sleeping? But there's a more efficient way to make money than passive income.

When I was looking to buy a house, I stashed away as much money as I could and threw it in my bank account. Little did I realize that I was losing so much potential money in the process. I'll review why my house savings strategy was the biggest savings mistake of my life.

Gaining control of our spending habits can be difficult. And social media isn't helping the cause. Millenials cite that they've been influenced to spend more money due to social media, thus hurting their chances of financial success. But there are ways to stop this from happening.

At Moneyskope, we don't want to be just another financial services shop. By holding ourselves to the highest standards via our guiding principles, we lay the foundation for how we strive to act when interacting with clients, co-workers, and society at large such that everyone benefits.